Is my investment protected?
Investing your money can be a great way to bolster your future. But investments can be risky, as the couple in our video found out. It’s critical to choose what you invest in wisely, be aware of the risks of a higher-reward investment and make sure you’re protected in case something goes wrong.
Before you invest, find out if FSCS would protect your money if the investment firm failed. We can only protect you if the firm was authorised by the Prudential Regulation Authority or the Financial Conduct Authority (FCA) and if your investment was a regulated product.
How can I check if my investment provider is FSCS protected?
Search the FCA register using your provider’s firm reference number (FRN) for the most accurate results. Find the FRN in your paperwork or emails, or ask your provider if you can’t find it. If the FCA search results show the firm’s status as ‘authorised’, FSCS may be able to compensate you if this firm fails.
Investments
If the firm failed after 1 April 2019
- We may be able to compensate you if you've a valid claim against a firm that has failed - up to £85,000 per eligible person, per firm.
If the firm failed between 1 January 2010 and 31 March 2019
- up to £50,000 per eligible person, per firm.
If the firm failed before 1 January 2010
- 100% of the first £30,000 and 90% of the next £20,000 up to £48,000 per eligible person, per firm.
See more on our investments protection page.