Useful info for customers

Claiming with FSCS is straightforward, and you’ll keep all your compensation. Before you start your claim, reading this background information will help you understand the process, help you spot fraud and understand the limits of our protection. 

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Claim status

As we process your claim it goes through various stages. Find out what each means.

See what your claim status means
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Using a personal representative

If you’ve got a friend or family member that can help with your claim, you can nominate them as your personal representative.

See how to use a personal representative
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Temporary high balance

If it's temporary, we cover up to £1m for up to six months. 

See our temporary high balance limits
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Banking licences

See how shared banking licences affect our protection of your money.

See how banking licences affect protection
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Complaints

Not happy with our service? Here's how to make a complaint.

See how to make a complaint
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Claims management companies

A claims management company can make a claim on your behalf, but they will charge you a fee.

Read about claims management companies

Bereavement

If you're claiming on behalf of someone who's passed away, our Bereavement page will take you through the process.

See how to claim for someone who's passed away

Charities and small businesses

Small businesses and charities have different protection criteria.

See the rules

Appeals

Find out how to appeal our decision on your claim decision.

The appeals process

Failed insurance companies - what happens next?

Failed insurance companies - who gets involved?

Compensation rules and eligibility

Read about the rules we follow and what makes a claim eligible for FSCS compensation.

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They managed to refund me everything that I thought that I had lost. I am incredibly grateful. A massive weight off of my shoulders.

SIPP claim customer

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