Can't find your bank, building society or credit union?

FSCS protects your money up to £85,000 for all banks, building societies and credit unions that are authorised by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). Eligibility criteria apply, but we generally protect individuals and most businesses.

If you can't find your bank, building society or credit union using the protection checker, FSCS might not protect your money. Results are based on the FCA’s Financial Services Register, which you can search yourself to check if your firm is authorised.

Some types of firm may be authorised and appear on the Financial Services Register, but if they are not a bank, building society or credit union, FSCS can’t protect money you hold with them under our deposit protection. For example, we can’t protect you if an e-money firm or payment services firm fails. You can check if your firm is an e-money firm or payment services firm by searching the Financial Services Register.

FSCS can only protect money held by UK branches of authorised banks and building societies. Before opening an account you should check with your firm where it will be holding your deposit and what protection is available. What if my money is held outside of the mainland UK?

FSCS may be able to protect savings products structured as long-term contracts of insurance issued by regulated mutual insurers, but this would be under our insurance protection, rather than under our deposits protection. As such, mutual insurers do not appear in this checker (except credit unions that can take deposits). For more information about mutuals and friendly societies, see our What we cover page.