Terms, conditions, technical information

Read our terms and conditions of use, individual product terms and conditions, subschemes and IP deposit information, as well as legal requirements such as Determination notices. 

Terms and conditions

Reproduction of materials, copyright, service access, disclaimer and general terms of use.

Product terms and conditions

Our approach to deposits, investment and insurance company Payment terms for deposits, investments and insurance firms plus our abusive communications and social media T&Cs.

Default policy

Our process for determining a relevant person or firm 'in default'.

Deposits sub-scheme

The deposits sub-scheme covers claims made against banks, building societies and credit unions

Investments sub-scheme

The investment sub-scheme covers claims relating to financial advisers and investment firms

Insurance mediation sub-scheme

The insurance mediation sub-scheme covers claims relating to general insurance intermediary firms

Insurance business sub-scheme

The insurance sub-scheme covers claims relating to the failure of authorised insurers

Mortgages sub-scheme

The mortgage sub-scheme covers claims relating to mortgage firms.

Determinations