Products
The FSCS covers business conducted by firms authorised by the FSA. European firms (authorised by their home state regulator) that operate in the UK may also be covered.
We were set up mainly to assist private individuals, although smaller businesses are also covered. Larger businesses are generally excluded, although there are some exceptions to this for deposit and insurance claims.
The FSCS protects the following:
Our Eligibility Rules and Limitations
As a fund of last resort there are limits to what the FSCS can do and to the amounts of compensation we can pay.